Cash v Profit

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Profit and cash – got one out of two? One out of two isn’t enough. I know I’m making a profit but where is the cash? For many small businesses it can be difficult to see where the money is. By this I mean there may be a profit and loss account done and this…

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To be or not to be in debt!

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Debt is a word that conjures up much emotion in today’s world of financial turmoil and most of us will have been in debt at some point in our lives, whether financial or just someone giving you something which you have to give back, such as some petrol for your mower. What is debt? In…

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They're alive! They're alive! Not!

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So how can you have a zombie or “living dead business?”. Well what if the business has made little or no profit and only made enough money to keep the wolf from the door? Or worse still, it wasn’t really paying its way and is living on “hope it will get better next week”. Then…

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The Company not the Business

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Oh yes it is I hear you cry. Well yes and no. A definition of a company is ‘a legal entity that is created through incorporation or other legal means’. This means that a company is a separate legal entity from the people involved in running it. A business definition is ‘a business is a…

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